United Kingdom - £ - English
PAY NOTHING FOR UP TO 3 MONTHS
Spend £50 or more on your New Look card without paying a penny back for up to three months.*
New Look Store Card holders also receive
Every time you use
your store card**
20% off in
store & online
up to £200
To spend in store
on day of opening
**Competition t&cs apply – click here.
If you spend £300 at annual interest rate of 25.7% (variable), your representative APR will be 28.9% (variable)
Credit is provided by Ikano Bank AB (publ) and is available subject to status to UK residents aged 18 or over. New Look acts as a credit intermediary and only offers credit products for Ikano Bank AB (publ). Ikano Bank is authorised in Sweden by Finansinspektionen, the regulator for banks in Sweden and is subject to limited regulation by the Financial Conduct Authority. Ikano Bank is a trading name of the UK branch of Ikano Bank AB (publ), which is registered with branch number BR016253. The registered office of the UK Bank AB (publ) is Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG2 3DQ
Key information on your New Look Card Features
APR Representative 28.9% APR Variable
*PROMOTIONAL RATE We will charge a promotional rate of 0% (interest free) for 3 months on all transactions of £50 or more. If the full balance is not cleared by the end of the 3 month period, interest will be charged on the remaining balance at the annual rate shown in your agreement. Interest is not backdated it is only charged from the day after the expiry date of any Promotional Period. Any interest free balances will be shown as ‘interest free transactions’ on your statement.
ANNUAL FEE None
MINIMUM CREDIT £50
INTEREST FREE PERIOD for purchases not qualifying for 0% (any purchases of £49.99 or less) We will not charge you interest if you pay the full amount you owe (shown on your statement as ‘new balance’) by the ‘payment to reach us by’ date. If you choose not to pay the total ‘new balance’ by this date, we will charge interest each day on the amount you owe us. We will charge interest from the date the purchase was made until the date that the amount you owe us is repaid. We will add the interest to your account on the day we produce your statement.
MINIMUM PAYMENT You'll need to make a minimum payment each month on any standard balances (purchases of £49.99 or less). This will be either 3.65% of the balance or £3.65 (whichever is more) plus any fees. Your monthly statement will show the minimum amount you have to pay and when you need to pay by. Purchases of £50.00 or more are interest and payment free for 3 months. Interest will be charged on any remaining balance after this 3 month period.
ALLOCATION OF PAYMENTS Any payments that you make which do not pay the full balance on your account will pay any higher interest rate balances off first.
When payments are allocated to your balance, they will be applied in the following order; default fees and charges, interest, purchases of £49.99 or less and then interest free purchases.
DUPLICATE COPY OF STATEMENT £2.50 (per statement)
DEFAULT CHARGES £12.00 for late payments, cheques returned ‘refer to drawer’, unpaid direct debits, and for spending more than your credit limit. The information included within this leaflet summarises the key product features and is not intended to replace terms and conditions. New Look acts as a credit intermediary and only offers credit products for Ikano Bank AB (publ). Ikano Bank is authorised in Sweden by the Finansinspektionen, the regulator for banks in Sweden, and is subject to limited regulation by the Financial Conduct Authority. Ikano Bank is a trading name of the UK branch of Ikano Bank AN (publ), which is registered with branch number BR016253. The registered office of the UK branch of Ikano Bank AB (publ) is Waterfront House, Waterfront Plaza, Station Street, Nottingham, NG2 3DQ.
Applying for a New Look Card does not guarantee that you will be accepted.